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Your questions - our answers
The Loan
1 How much can I borrow?
2 What will it cost?
3 What can I use the money for?
4 How long will the loan take to arrange?
What else do I need to know ?
1 Can I protect repayments if I am ill or made redundant?
2 What if I want to settle the loan early?
3 What exactly are secured loans?
4 Is my application confidential?
The Loan
1. How much can I borrow?
Our loans start at £5,000 and go up to £100,000.
It all depends on your available income and the amount of equity in your
property.
2. What will it cost?
Your loan can be spread between 5 and 25 years. Why not check our repayment
guide to help you decide?
3. What can I use the money for?
You can use the money for virtually any purpose, whether it be a car,
home improvements, a holiday or to pay off your existing credit commitment.
4. How long will a long take to arrange?
On average, loans are completed between 12-21 days.
What else do I need to know ?
1. Can I protect my repayments if I am ill or made
redundant?
Yes, we offer an optional accident, sickness and redundancy
package with all our lenders for your total peace of mind.
2. What if I want to settle the loan early?
You can do this at any time. The balance outstanding will be
calculated and a rebate given on the outstanding interest in
accordance with the Consumer Credit Act 1974.
3. What exactly are secured loans?
A secured loan allows you to turn some of the equity in your
property into cash that you can use. The lender will place a
charge on your property until the loan is repaid, just like a mortgage.
4. Is my application confidential?
Absolutely. Your loan application is processed over a Secure Server
and we will not contact your employers, bank or other third party
without your prior written authority.Homeowners Application Form
All loans are subject to status and are secured on
property.
Written quotations are available on request.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS SECURED ON YOUR HOME.
Consumer Credit License No.: 491876 Company No.: 3940627
FSA No: 314166 Data Protection No.: PZ5837604
Trademark Reg No.: 2267193 Member of FISA: 14479807
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